<ul><li>accounts.php: Replaced plain "No Data to Display." text with styled empty state in all 6 panel functions (loadmySubsidiaries, loadmyAffiliates, loadmyCLients × 2 panels each) — now shows a large FontAwesome icon (fa-sitemap / fa-share-alt / fa-users), bold heading, and subtext in a centered layout with consistent muted color palette</li></ul>